Built to save you time
Securely connect your bank with read-only access. AI handles the time-consuming parts — reading statements, sorting transactions, organizing subscriptions — so you can see where you stand without the data entry. You review everything.
Statement Import
Get your data in however works best — connect your bank through Plaid, upload a statement (PDF, CSV, or photo), or forward a bank email to your personal import address. AI reads and extracts every transaction automatically.
- ✓Plaid, upload, or email
- ✓Secure processing
- ✓AI-powered extraction
Find Subscriptions & Recurring Charges
Our algorithm scans for recurring charges - monthly, annual, even quarterly subscriptions. We catch the ones you forgot about.
- ✓Detects hidden charges
- ✓Pattern recognition
- ✓Confidence scoring
See Your Debt
Credit cards, loans, and balances in one place. Track interest rates, minimum payments, and estimated payoff dates without logging into multiple sites.
- ✓Unified view
- ✓Interest tracking
- ✓Balance history
Estimate Your Debt-Free Date
We estimate when you could be debt-free based on your current payments. Watch that date get closer as you make progress.
- ✓Real-time updates
- ✓Scenario planning
- ✓Milestone tracking
Compare Payoff Strategies
Compare avalanche (highest interest first) vs snowball (smallest balance first) methods. See how each affects your timeline and total interest paid.
- ✓Strategy comparison
- ✓Interest savings
- ✓Custom plans
Never Miss a Payment
Get notified before bills are due. Never miss a payment and never pay a late fee again.
- ✓Email reminders
- ✓Calendar sync
- ✓Due date tracking
The Unspending Spree
The feature that gives us our name. A guided session where you take control of your subscriptions.
Review
Go through each subscription one by one. For each one, decide: keep, cancel, or defer with a note and a date.
Track
See savings you've committed to vs. savings actually achieved. Run multiple sprees over time as new subscriptions appear.
Check In
Each month, the app asks about each subscription: is it still worth it to you? Not a generic prompt — a question tailored to that service.
AI that works for you
AI is woven through the entire app — not as a gimmick, but to handle the data work that makes most finance apps feel like a chore. You always review and decide.
Statement Import
Upload a PDF, CSV, or photo. AI reads it — account info, every transaction, APR, due dates. Forward a bank email and it processes automatically.
Auto-Categorization
Transactions are sorted into budget categories the moment they arrive. Known merchants match instantly; new ones are classified by AI. You only review the uncertain ones.
Subscription Detection
Recurring charges surface automatically from transaction patterns. AI classifies each one by type and category for you to review.
Duplicate Cleanup
When Plaid and an uploaded statement overlap, AI flags likely duplicates for your review — distinguishing genuine duplicates from legitimate repeated purchases.
Income Matching
Deposits are automatically linked to income sources. AI handles the messy cases — employer name variations, multiple paychecks, inconsistent descriptions.
Budget Drafting
When you set up a budget, AI proposes amounts based on your actual spending history — no blank-slate guessing. You review and adjust each line.
Personalized Check-Ins
Monthly subscription reviews include questions tailored to each service, your history with it, and your past decisions — not generic "keep or cancel?" prompts.
App Usage Review
A premium on-demand review of your entire app setup. Finds miscategorized merchants, unlinked income, missing budget items, and setup gaps — with one-click fixes you confirm before applying.
Better together
Tackling debt as a team? Invite your partner or family to share one financial view.
Households
Everyone in the household sees the same accounts, debt, subscriptions, budget, and progress. Changes by one member are visible to all.
- ✓ Invite members via email
- ✓ Role-based access (owner, admin, member, viewer)
- ✓ Each person keeps their own login and preferences
Accountability Partners
Ask a household member to keep you honest. When you commit to cancelling a subscription, your partner is prompted to verify: did you actually follow through?
- ✓ Peer verification of cancellations
- ✓ Contract end-date reminders
- ✓ Verified cancellations earn a badge
Plus everything else you need
Set Up Your Budget
AI drafts a budget from your actual spending — you adjust until it fits. Three categories: Bills, Essentials, Discretionary. Track how actual spending compares.
Track Cash Flow & Net Worth
See projected balances for the next 30, 60, or 90 days. Track your net worth over time with daily snapshots.
Track Your Income
Define income sources, link them to deposits, and allocate each paycheck toward debt, savings, or goals.
Set Savings Goals
Set savings targets with deadlines. Fund goals from each paycheck and track your progress toward each one.
Track Recurring Charges
Once subscriptions are found, we track them over time. See if prices creep up and catch changes early.
Celebrate Your Progress
Celebrate hitting 25%, 50%, 75% of your payoff goal. Build a weekly check-in streak. Progress deserves recognition.
See Spending Trends
See patterns in your spending by category, by merchant, and over time. Know if your subscription costs are going up or down.
Privacy First
Your data is encrypted, never sold, and you can delete it anytime. All bank connections are read-only.
Calculations are estimates based on your data and current rates. Not financial advice.
See it for yourself
Join the waitlist to get early access. You might be surprised what we find.
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