Your money. Unspent.
Connect your accounts, find hidden subscriptions, and estimate your debt-free date. AI handles the data work, and you make the decisions.
Sound familiar?
- -"Wait, I'm still paying for that?"
- -"I have no idea when I'll be out of debt."
- -"There are so many subscriptions I don't even use."
- -"I feel overwhelmed just thinking about my finances."
There's a better way
Unspending Spree connects to your bank, finds the subscriptions hiding in your transactions, and automates getting organized. Budget, track your net worth, and tackle it together with your household.
Get clarity and a plan, and spend more time on the fun stuff.
Everything you need to take control
Find hidden charges. Plan your payoff. Budget, track, and celebrate progress.
Find Hidden Subscriptions
We scan your transactions for recurring charges: weekly, monthly, quarterly. That gym membership still billing every month? Found it.
The Unspending Spree
A guided challenge where you review subscriptions one by one: keep, cancel, or defer. Track your savings and run another spree anytime.
See Your Debt
Credit cards, loans, and balances in one place. Interest rates, minimum payments, and estimated payoff dates.
Estimate Your Debt-Free Date
Calculate when you could be debt-free. Compare avalanche vs. snowball strategies and see how extra payments change your timeline.
AI Does the Data Work
AI reads your statements and sorts your transactions into categories. Duplicates and paychecks are matched for you, and anything uncertain comes to you to confirm.
Budget Without the Busywork
We draft a budget from your actual spending — no blank-slate guessing. Review it, adjust what doesn't fit, and track how you're doing.
Your Full Financial Picture
Cash flow projected bill by bill, your net worth, and your income, all in one place.
Tackle It Together
Invite your partner or family to share one financial view. Everyone gets their own login and sees the same numbers.
Celebrate Every Win
Canceled your first subscription? Hit halfway on your debt? We notice.
Getting started
Connect your bank, review what we find, and start making progress.
Connect Your Accounts
Link your bank through Plaid with read-only access. Transactions, balances, and account details sync automatically.*
Review What We Found
See your subscriptions, debt, and spending organized in one place. Decide what to keep and what to cut.
Watch Your Progress
See your estimated debt-free date, track your budget, and celebrate milestones as you go.
*Data availability varies by institution. You can also upload statements or forward statement emails, with the file attached.
Open in Texas
Texas is the first state we're opening. Anywhere else, pick your state and we'll email you the day we open there.
Premium
One subscription, up to five people
- ✓You see your trial length before you enter a card
- ✓One subscription covers up to five people
- ✓Reply to any email and it comes to us
Questions? We've got answers.
Is my financial data secure?
Your data is encrypted at rest and in transit, with a dedicated key for your bank connections. We don't sell your data. Delete your account anytime. After a 30-day window to change your mind, we erase your data and disconnect your banks. All bank connections are read-only.
How do I get my data in?
The fastest way is connecting your bank through Plaid — transactions sync automatically. You can also upload PDF, CSV, or image statements, or forward statement emails, with the file attached, to your personal import address. All three methods work together.
How accurate is the subscription detection?
Our detection combines pattern recognition, merchant matching, and AI. Each find shows how confident we are, and nothing happens to a subscription until you decide.
Can my partner and I use it together?
Yes. Invite household members to share one financial view — same accounts, same debt plan, same goals. Each person gets their own login and preferences.
Can I sign up now?
If you live in Texas, yes. Texas is the first state we're opening. Anywhere else, choose your state and we'll email you the day we open there.
Still have questions? Get in touch